Those wishing to take out a cash advance in Tennessee can apply for up to $500. The loan term can last for up to 31 days. The finance rate and fees for the loan can be up to 15-percent of the value of the check. For example, the finance charge for a 14-day, $100 loan is capped at $17.65 with an APR of 459-percent.
You can take out up to three loans at the same time, but only two of those can be from any one licensed lender. You cannot extend any of your cash advances. That means no rollovers. The lender is allowed to require you to pay court costs if you default on your loan and they take you to court. Criminal action is prohibited.
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Tennessee is a state in the United States. Its capital is Nashville, which is also the country music center of America. It is the home of the Smoky Mountains which are a famous tourist attraction. Other well known cities and towns are Memphis (the biggest city), Knoxville, Chattanooga, Oak Ridge, Lynchburg, Carthage, Lawrenceburg, Clarksville, Lebanon, Pigeon Forge, Murfreesboro, and Gatlinburg. Tennessee touches eight states: Kentucky and Virginia to the north; North Carolina to the east; Georgia, Alabama, and Mississippi on the south; Arkansas and Missouri (by the Mississippi River) to the west. Tennessee ties Missouri as the state bordering the most other states.
Tennessee was the 16th state to join the nation, on June 1, 1796.
Several professional sports teams play there, including the Tennessee Titans of the NFL, the Memphis Grizzlies of the NBA, and the Nashville Predators of the NHL.