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Lending Laws of Ohio

Like all states, Ohio has its own unique rules and regulations for cash advances. In Ohio, you can’t take out a cash advance for more than $500. The annual interest rate is capped at 28-percent. So, for example, your finance charge for a 14-day loan of $100 will be no more than $1.08.

You are not allowed to have more than one cash advance at once in Ohio, and you are limited to four per year, with a two-loan limit in a 90-day period. Extensions on cash advances are prohibited. This means no rollovers.

There are a few collection fees that you should be aware of. You can be hit with bank charges, a $20 collection charge, and court costs if you aren’t careful. Be sure to pay off your loan on time to avoid penalty fees. Criminal action for unpaid cash advances is prohibited in Ohio.

Ohio (OH)

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Ohio Cities

AkronAllianceArchboldAshlandAshtabulaAshvilleAthensBarbertonBarnesvilleBedfordBellaireBellefontaineBellevueBeloitBelpreBowling GreenBridgeportBrook ParkBrookfieldBrunswickBryanBucyrusCadizCambridgeCampbellCanal FultonCanal WinchesterCantonCarrolltonCelinaChardonChesapeakeChesterlandChillicotheCincinnatiCirclevilleClaytonClevelandCleveland HeightsClevesClydeColumbianaColumbusConneautCorningCoshoctonCuyahoga FallsDaytonDefianceDelawareDelphosDoverDublinEast LiverpoolEast PalestineEatonElyriaEnglewoodEuclidFairbornFairfieldFairlawnFindlayFostoriaFranklinFremontGalionGallipolisGallowayGarrettsvilleGenevaGenoaGeorgetownGlandorfGoshenGranvilleGreenfieldGreenvilleGrove CityHamiltonHarrisonHartvilleHeathHilliardHillsboroHollandHubbardIndependenceIrontonJacksonJohnstownKentKentonLake MiltonLakewoodLancasterLebanonLimaLisbonLockbourneLodiLoganLondonLorainLoudonvilleLouisvilleLovelandLucasLucasvilleMadisonMansfieldMaple HeightsMariettaMarionMartins FerryMarysvilleMasonMassillonMasuryMedinaMentorMiamisburgMiddletownMilfordMillersburgMount GileadMount OrabMount SterlingMount VernonNapoleonNelsonvilleNew BostonNew CarlisleNew LebanonNew LexingtonNew PhiladelphiaNewarkNewportNewton FallsNilesNorth CantonNorth OlmstedNorthfieldNortonNorwalkOregonOrrvilleOttawaOxfordPainesvillePataskalaPauldingPickeringtonPiquaPomeroyPortsmouthPowellProctorvilleRavennaReynoldsburgRittmanSabinaSaint ClairsvilleSaint MarysSalemSanduskySardisShadysideShelbySidneySonoraSouth PointSpringboroSpringfieldSteubenvilleStowStreetsboroSwantonSylvaniaTallmadgeThe PlainsTiffinTipp CityToledoTrotwoodTroyUhrichsvilleUrbanaVan WertVandaliaWadsworthWapakonetaWarrenWarrensville HeightsWashingto TwpWashington Court HouseWauseonWaverlyWellingtonWellstonWest JeffersonWest UnionWestervilleWheelersburgWickliffeWillardWilloughbyWillowickWilmingtonWoosterWshngtn Ct HsXeniaYoungstownZanesville

About Ohio

Its capital is Columbus. Columbus also is the largest city in Ohio. Other large cities in Ohio are Cleveland, Cincinnati, Dayton, Akron, Toledo, and Youngstown.

Central Ohio is mostly rolling hills, and is home to Columbus. Northeast Ohio is dominated by the Lake Erie coast and has a mix of cities and countryside.

For many years, industry and manufacturing was the biggest part of Ohio's economy. Youngstown was a big steel producer, as was Cleveland. Other manufacturing - including the car industry - was a major factor across the state. Since the 1970s, industry has shrank in Ohio, but it is still a big part of the local economy. Today, other businesses are more prominant. Cleveland is one of the biggest hubs for Healthcare, and its main hospital, the famous Cleveland Clinic, is the largest employer in the region. Banking is also a major business, and foods and retail are too. Cincinnati is the headquarters of Kroger and Macy's, and Huntington and Key Bank are based in Ohio.

Over 30000+ Ohio People using BRiLOANS for their emergency needs.