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Lending Laws of North Carolina

North Carolina has had an ongoing battle for and against payday lending since 1997 when legislation was approved and passed for allowing payday lending in the state. After this payday legislation expired in the year 2001, it became illegal to conduct payday lending in North Carolina. As of 2009, by law payday loans remain prohibited in the state of North Carolina. Lenders in this state must possess a license to deposit checks into someone's account and the state sets a minimum fee for cashing a post-dated check.

If payday loans are not available where you live, use our city pages to help locate a check cashing service and other financial products, if available.

North Carolina (NC)

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About North Carolina

The capital of North Carolina is Raleigh and the biggest city in the state is Charlotte. North Carolina is split up into 100 counties and these counties are split up into many cities and towns.

North Carolina was one of the original thirteen colonies and was where the first English colony in America lived. As of July 1, 2014, there are about 10,146,788 people living in the state.

Farms in North Carolina produce various things including grapes, peanuts, Christmas trees, poultry and eggs, wheat, corn, cucumbers, apples, greens, tobacco, hogs, milk, cattle, sweet potatoes, and soybeans. North Carolina grows more tobacco then any other state in the country. Furniture making is an important industry in North Carolina, but over the past few years many jobs have moved to other countries like China and India.

Charlotte, the biggest city in North Carolina, is the second biggest banking center in the United States, making banking very important in North Carolina. BB&T and Bank of America have their main offices in the state.

Technology is also important in North Carolina. There are many companies that make computer software and video games in the state. Winston-Salem is the home to a hub for innovation in biomedical and material sciences and information technology called the Wake Forest Innovation Quarter. Research Triangle Park near the state capital of Raleigh is one of the largest research parks in the world.

Over 30000+ North Carolina People using BRiLOANS for their emergency needs.