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Lending Laws of New Hampshire

In New Hampshire, theĀ maximum loan amount is $500. Your loan term can be anywhere from seven days to 30 days. TheĀ finance rate and fees must result in no higher than a 36-percent APR.

You might think that charging a 36-percent APR should be enough to keep a cash advance lender in business. Well, let’s do the math. If you were to take out a 14-day, $500 loan, the total interest would be $6.92. At that rate, how many loans would the lender need to lend out before they made enough to just pay their power bill? Of course, you have to factor in the defaults. If just one person defaulted on a $500 loan, it would take the interest of nearly ten similarly sized loans to cover that one default. There goes your power bill money. There goes the cash advance in New Hampshire.

The state legislators knew what they were doing. They purposely set the APR rates so low that the cash advance lenders would be forced to leave the state.

New Hampshire (NH)

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About New Hampshire

New Hampshire is a state in the New England region of the United States. Its capital is Concord and its largest city is Manchester.

New Hampshire was a British colony before the American War of Independence. It became the ninth state on June 21, 1788, when it accepted the United States Constitution. New Hampshire was the 9th state to do so.

The state motto is "Live Free or Die" and the nickname is the Granite State. The state flower is the lilac and the state bird is the purple finch. New Hampshire is part of New England. It is bordered by Maine in the East, Massachusetts to the South, Vermont to the West, and Quebec, a Canadian province, to the North.

New Hampshire's tourist attractions include the Lakes Region, the White Mountains, the autumn leaves, and the New Hampshire Motor Speedway in Loudon. Some famous people from New Hampshire are Franklin Pierce, Adam Sandler, and members of the band Aerosmith. New Hampshire is also famous for being the first state to vote in the Presidential primaries.

Its population was estimated to be 1,315,809 in 2008, making it the 9th least populous state in the United States and lies just south of Maine.

Over 30000+ New Hampshire People using BRiLOANS for their emergency needs.