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Lending Laws of Arizona

The laws governing cash advance activities are very elaborate in this state. All lenders have to be registered / licensed with the state. The contracts binding the payday loan borrower and the lending firm must indicate the phone number and addresses that a customer use to raise or follow up on a complaint.

There are laws in Arizona which restrict borrowers from having more than one outstanding loan at any given time while lenders are prohibited from issuing multiple loans to a single lender.

The most one can get in form of cash advance is $500 with a minimum repayment period of 5 days. Borrowers in AZ can extend their loan / rollover to a maximum of 3 times.

On June 30, 2010, the law allowing payday loans expired. Consumer loans with interest rates of over 36% APR are now illegal.

Arizona (AZ)

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About Arizona

Arizona is considered part of the Southwestern United States and is bordered by New Mexico to the east, Utah to the north, Nevada to the northwest, California to the west, its northeast corner touches part of Colorado, this area is known as the Four Corners. To the south of Arizona is the country Mexico with which it shares a border of 389 miles (626 km). The state is called the "Grand Canyon State" and the "Copper State" as it is the home of the Grand Canyon and has produced large amounts of copper from its mineral deposits.

Arizona became a state on February 14, 1912 and became the 48th state accepted into the United States. The state capital is Phoenix, which also is the largest city in the state. Phoenix is the largest capital city in the US.

Arizona's climate can be very hot. In Phoenix, the average temperature is about 107 degrees Fahrenheit (42 degrees Celsius) in summer.

Over 30000+ Arizona People using BRiLOANS for their emergency needs.