The economy has definitely taken its toll on individual people and families of today. Unless you lived in the 1930s, it is safe to say that you have probably not seen times this hard. Most people today live from one paycheck to the next, so whenever a financial difficulty comes up, many people with financial struggles simply have no idea where to get money from. Have you lost hours of sleep worrying about fixing your car, being able to afford medicine for your children or covering rent checks that are bound to bounce? If your credit rating isn’t great, then there is no wonder you are stressed. Fortunately, you can look into guaranteed payday loans today, to help you out.
If you happen to have had previous credit issues and you are in need of a loan to deal with a temporary problem, you can put your mind at ease now. Regardless of what your credit looks like, you can get an approval for guaranteed payday loans at any time. Yes, guaranteed payday loans can give you the money that you desperately need in just one day.
Even though it might be easy to locate and apply for quite a range of payday loans, guaranteed payday loans are often the easiest to get. These also happen to be the ones that need the least amount of time to process and you can apply for them from home on your own personal computer. There is no need to leave the house, even if you do not have access to a fax machine, because guaranteed payday loans will not ask you to fax any information over in regards to your personal bank account, utility bills or job information.
All a person would need to do to apply for guaranteed payday loans is fill out an online application. When you apply for guaranteed payday loans at your choice of online financial institution, you will get asked some basic information regarding where you bank, work, and live – that is it – and you will be good to go! There is no credit check, either, so even if your credit rating is poor, you will still be able to apply and be approved for, these types of loans.
Here are the basic requirements for guaranteed payday loans:
- A minimum age of 18 years
- A steady job that you have had for a minimum of 3 months or any other kind of steady income
- A minimal monthly income
- A stable residency that you have lived at for a minimum of 3 months.
If you can meet all of these requirements, then you are, pretty much guaranteed to be approved for guaranteed payday loans, just as the name implies.
Companies of payday loans usually expect people to repay their guaranteed payday loans when they get their next paycheck. This particular date of repayment can be chosen at the time of application for guaranteed payday loans.
If you find you might be needing more time to pay back your guaranteed payday loans, you will need to get in touch with your lender each time and discuss the possibility of postponing the due date that you put down originally. The majority of cash advance companies out there will allow this and give you another month’s extension, provided you pay the minimum charges that will be set out in the terms and conditions.