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Lending Laws of Wisconsin

The maximum cash advance loan amount in Wisconsin is either up to $1,500 or 35-percent of your gross monthly income, whichever one is less. Your loan term is up to 90 days, and you may renew your loan once (i.e. you have one opportunity to rollover). You should be aware that there is no limit to the amount of fees, charges, or APR a lender is allowed to charge you. And because of the nature of interest, these fees will become larger the longer it takes you to pay off your loan. That’s why it’s smart to pay off your loan as soon as possible.

Your lender can charge you a $15 NSF fee, which is short for a non-sufficient funds fee. It’s basically a monetary punishment for not being able to pay off your loan. In Wisconsin, the lender does not have the right to press criminal charges against you if you cannot pay off the loan.

Wisconsin (WI)

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About Wisconsin

Wisconsin is a state in the north-central United States. Two of the five Great Lakes and four other states (Illinois, Iowa, Michigan and Minnesota) border Wisconsin. The capital of Wisconsin is Madison. The biggest city in Wisconsin is Milwaukee.

The Montreal River flows along the border of Wisconsin. Lake Superior and Michigan border Wisconsin to the north. Lake Michigan is to the east of Wisconsin, and Illinois is found directly south of Wisconsin. Other rivers that make up the border of Wisconsin include the Mississippi River and St. Croix Rivers to the west and the Menominee River to the northeast.

Wisconsin has cities and towns of many different sizes. Nearly 70 percent of people living in Wisconsin live in urban areas (cities like Madison and Milwaukee). 33 percent of the population of Wisconsin lives in the Greater Milwaukee area. Milwaukee is found at the northern end of a string of cities and towns along Lake Michigan. With almost 600,000 people living in Milwaukee, that makes Milwaukee the 22nd-largest city in the country. Madison is also another important city in Wisconsin. With a population of just over 225,000 people, it is a city that grows very fast. A suburb of Madison, Middleton, was also ranked the "Best Place to Live in America" in 2007 by Money Magazine. There are a bunch of medium-sized cities and towns (meaning their populations are between 25,000 and 100,000 people) in Wisconsin. 12 cities in Wisconsin with a population of 50,000 or more.

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