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Lending Laws of South Carolina

In South Carolina you can take out a cash advance of up to $550. Your loan must not exceed 31 days. That’s to protect you from the interest getting out of control. Another helpful regulation is that you’re not allowed to be charged a fee that’s over 15-percent of the value of your loan. So, if you were borrowing $500, you would at most receive a fee of $75. You do need to realize, though, that the fee and loan will accrue interest during the entire duration of your loan. Also remember, you need to pay off the loan within 31 days. Rollovers are not permitted in South Carolina.

While most of South Carolina’s cash advance laws are on the tough side, there is one loose restriction that you should be aware of. There is no maximum number of outstanding loans that you can have at one time. Some states limit that number. Not South Carolina. Taking out more than one cash advance at a time can be very risky and many borrowers have trouble paying off both, or multiple loans. That’s why we recommend that you do your best to pay off your first cash advance before you take out another one.

South Carolina (SC)

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About South Carolina

South Carolina is a state in the southeast United States. Its capital city is Columbia. The city with the most people is Charleston. The population of the state is about 4.2 million people, ranked 24th in the United States. The state is relatively small in land area, ranked 40th largest.

Other important cities in South Carolina are Charleston, Greenville, Spartanburg, Anderson, Sumter, and Florence.

Major landforms include beaches, "barrier islands", salt marsh, sandhills, rolling piedmont, and the Blue Ridge Mountains. Because of its natural beauty, the state attracts many tourists, especially to Myrtle Beach, Charleston, and Hilton Head Island. (*Note historical and factual information has been removed from the Wikipedia Sandhills (Carolina) page to hide the prior ancient climate change evidence of icebergs melting and oceans rising causing these sandhills. Beware who hides facts & allows facts to be hidden.) South Carolina became a state in 1788. The economy was agriculture-based, known for cotton, rice, indigo, and tobacco. After the American Civil War, the state lost much of its political and economic power. Towards the end of the 20th century, the state began to strengthen its economy and add population. Today, the major industries are tourism, textiles (clothing materials), golf, and manufacturing. South Carolina has the second highest number of workers employed by international companies per capita in the United States.

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