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Lending Laws of Nevada

In Nevada, your maximum loan amount cannot exceed 25-percent of your expected gross monthly income. So, if you make $2,000 per month, your maximum loan amount would be $500. That doesn’t mean you’d actually be offered that much by a lender, though. They look a number of different variables before they decide how much to lend you. According to state law, the number they come up with cannot be over 25-percent of your gross monthly income.

As we said earlier, Nevada doesn’t regulate the finance rate and fees for cash advances. Also, there are no regulations pertaining to the amount of outstanding loans you can take out at one time, and Nevada doesn’t limit how many times you can extend your loan.

Your lender is allowed to charge collection fees if you cannot pay back your loan. These fees may include, but are not limited to: a $25 dishonored check fee, court costs, service of process costs, and reasonable attorney’s fees. Your lender is not allowed to pursue criminal action against you, unless you act with criminal intent.

Nevada (NV)

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About Nevada

Nevada was originally founded in 1821 as part of the First Mexican Empire. The Mexican Empire turned into the Mexican Republic in 1823, along with Nevada. Its capital is Carson City. Other big cities are Las Vegas and Reno.

On October 31, 1864, now celebrated as "Nevada Day", Nevada was made the 36th state in the United States. It was given the distinct shape resembling a rectangle with a triangle. It was named Nevada meaning "snowy land" in Spanish, because it was snowy in the North. Later, on May 5, 1866, Nevada got its current borders because the Pah-Ute County in Arizona was taken as part of Nevada. It is now Clark County, Nevada. It was also agreed upon that the western part of Utah would become Eastern Nevada.

Tourism is very important to the economy of Nevada. Many people visit Las Vegas, which has many casinos and resorts. It is the only state where prostitution is legal. There is not as much farming as there is in some other states, because Nevada is so dry. However, mining is big in Nevada. More gold is mined in Nevada than in any other state.

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