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Lending Laws of Montana

In Montana, theĀ maximum loan amount is $300, and the minimum amount is $50. (It is rare for a state to regulate a minimum amount.) There is no set maximum loan term because theĀ maximum finance charge is capped at 36-percent APR. That means if you were to take out a 14-day, $100 loan, you’d pay a $1.39 finance charge. If it were to take you an entire year to pay off the loan, you’d still only end up paying $19.76 in interest. (Compare that to Missouri, where you can pay up to $75 in fees for a 14-day, $100 loan.) But good luck finding a Montana lender in your area. It just doesn’t make sense for lenders to operate for such a small fee.

Montana (MT)

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About Montana

Montana is a state in the United States. Its capital is Helena, and the largest city is Billings. Montana has many mountains in the western half of the state. Most of the eastern part of the state is prairie.

Montana and Canada share a 545-mile (877-km) part of the world's longest undefended (which means there are no soldiers or armies on either side) border. The state borders the Canadian provinces of British Columbia, Alberta, and Saskatchewan, more provinces than any other U.S. state.

To the east of Montana is North Dakota; to the southeast is a short border with South Dakota. In the south is Wyoming, and on the west and southwest is Idaho.

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