Fast, Easy and Hassle-Free
Minnesota Loans

Apply Online

Fast MN Approval

Get Cash

Lending Laws of Minnesota

The maximum loan amount in Minnesota is $350. The loan term can be as long as 30 days. Minnesota has very specific maximum finance charges that vary according to how much money you borrow. To make the information as easy to process as possible, we’ve put it into a table for you.

Maximum Finance Rate and Fees
Loan AmountFinance Charge
$0 – $50$5.50
$50.01 – $10010%, plus $5
$100.01 – $2507% ($10 minimum), plus $5
$250.01 – $3506% ($17.50 minimum), plus $5

This means that if you were to get a 14-day, $100 loan, you would at most receive a $15 finance charge. After maturity (if you default on the loan), your monthly rate must not exceed 2.75-percent. Your lender is allowed to charge you a $30 NSF fee.

Minnesota (MN)

Others say "No", we say "MN? Approved!"

Save time & money by using our award winning technology to search our 300+ panel of MN lending partners.

About Minnesota

Minnesota is a state in the Upper Midwest of the United States of America. Part of the state has a border with the country of Canada.

The capital of Minnesota is Saint Paul. The largest city is Minneapolis. Over 3 million people live in the two cities and the suburbs that surround it, which are separated by the Mississippi River. They are known as the Twin Cities.

Minnesota became a state on May 11, 1858. It was the 32nd state in the United States of America. The name Minnesota is Dakota (a Native American language) for "sky-tinted water". Eagle Mountain is the highest point in Minnesota. The state bird is the Common Loon.

Minnesota has a humid continental climate. The winters in Minnesota are long and severe. Hence the state has a short growing season. During the summer, the south of the state is hot; the north is warm.

Over 30000+ Minnesota People using BRiLOANS for their emergency needs.