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Lending Laws of Kentucky

One of the first questions people ask when getting a short-term loan is: “How much can I get?” In Kentucky, the maximum loan amount is $500, but you should really only take out as much as you know you’ll be able to pay back. The loan term can be between 14 and 60 days. At the end of your loan term, you are not permitted to extend your loan. That means no rollovers. Your lender can chargemaximum finance rate and fees of up to $15 for every $100 you borrow, plus a $1 database fee.

You are allowed to take out up to two cash advances at one time in Kentucky, but the sum of the two loans must not be more than $500. If you default on your loan, your lender may charge you one NSF fee if they disclosed this fee in your original loan agreement. Your lender is not allowed to pursue criminal action against you.

Kentucky (KY)

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About Kentucky

Kentucky is a state in the United States. Its capital is Frankfort. It touches the states of Missouri (by the Mississippi River), Illinois, Indiana, Ohio, West Virginia (by the Ohio River), Tennessee and Virginia.

Some people call it the "Bluegrass State" because of a special kind of grass that grows there. It is also famous for its horse farms. The Kentucky Derby, a well-known horse race, is held in the city of Louisville, which is also the largest city in the state. Other well-known places are Fort Knox, The Cumberland Gap, Cumberland Falls, Mammoth Cave, Red River gorge, and Land Between the Lakes.

Some well-known towns and cities are Louisville, Lexington, Owensboro, Bowling Green, Covington, Florence, Maysville, Georgetown, Paducah, Murray, Bardstown, Morehead, Midway, Berea, Richmond, Danville, Versailles, Elizabethtown, Radcliff, Corbin, Somerset, Ashland, and Middlesboro.

Hodgenville, Kentucky is famous for being the birthplace of U.S. President Abraham Lincoln.

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