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Lending Laws of Kansas

The maximum loan amount is $500. The lender is allowed to set the loan term from anywhere between seven and 30 days. It’s up to the lender to decide if you are allowed to extend your loan. That means rollovers are possible, though not guaranteed. The possible finance rate and fees max out at 15-percent. That means if you take out a $100 loan with a 14-day term, there would at most be a $15 finance charge. That would be a 390-percent APR.

You are allowed to take out up to two cash advances at one time. You should be really careful about taking out multiple cash advances, though.

If you are unable to pay off your cash advance and do not choose to extend your loan, you will default on your loan. If this happens the lender is allowed to charge you an NSF fee, although your lender is not allowed to pursue criminal action against you.

Kansas (KS)

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About Kansas

Kansas is a state in the Midwestern United States of America. Kansas has a total population of 2.9 million, with an area of 82,000 sq mi (212,379 km2), making Kansas the 34th largest state by population and the 15th largest state by area. The name of the state comes from the Kansa Native Americans, whose name comes from a Siouan-language phrase meaning "people of the south wind". The land that would become Kansas was bought in the Louisiana Purchase in 1803. Kansas became the 34th state to be admitted to the United States on January 29, 1861. Kansas' capital is Topeka, and its largest city is Wichita.

Kansas is in a region known as America's Breadbasket. Like other states in this area, Kansas is a large producer of wheat and other grains, producing one-fifth of all wheat grown in the United States. In addition to wheat, Kansas produces large amounts of grain sorghum, summer potatoes, and sunflowers, with other industries in Kansas including aviation and communications.

The terrain of Kansas consists of mountain ranges, prairies, and forests. All of Kansas is in the Great Plains.

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