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Lending Laws of Iowa

The maximum loan amount you can take out in Iowa is $500. The maximum loan term is 31 days. Because you are not allowed to extend a cash advance in Iowa, you’ll have to pay off your cash advance within those 31 days. The are $15 for up to a $100 loan, plus another $10 for every $100 borrowed thereafter.

You can take out up to two cash advances at one time in Iowa. If you can’t pay off your debt by the end of the loan term, your lender is allowed to charge up to one $15 NSF fee. You should know that lenders in Iowa are allowed to pursue criminal action against you if you default on your loan.

Iowa (IA)

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About Iowa

Iowa is a state in the Midwestern United States. Its name comes from the Ioway people, one of the Native American tribes that lived in Iowa. Iowa was a part of New France, but was sold to the United States as part of the Louisiana Purchase. Its settlers were mostly farmers: Iowa is part of the Corn Belt and is often known as the "Food Capital of the World." However, Iowa's landscape, culture, and economy are diverse, with the economy changing in the second half of the 20th Century to include many kinds of business.

Iowa has more than 3 million people as of the 2010 census. Iowa has 99 counties, but 100 county seats because Lee County has two. The state capital, Des Moines, is in Polk County. Iowa became a state in 1846. It was the 29th state to join the United States.

There are many farms in Iowa. Iowa is well known for its agriculture. Its main agricultural outputs are hogs, corn, soybeans, oats, cattle, and dairy products. Its industrial outputs include food processing and machinery. Iowa also produces more ethanol fuel than any other U.S. state.

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