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Lending Laws of Georgia

By law payday loans are prohibited in the state of Georgia. Lenders in this state must possess a license to deposit checks into someone's account and the state sets a minimum fee for cashing a post-dated check.

In Georgia a lender operating within the state may not charge more than 10% interest on loans under $3,000. Online lenders or lenders outside of Georgia may not follow this limit. Please carefully review any loan offer carefully before accepting it.

Georgia (GA)

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About Georgia

Georgia is a state in the southeastern part of the United States. It is bordered by Florida to the south, Alabama to the west, Tennessee and North Carolina to the north, and South Carolina to the east. All of Georgia's coastline is on the Atlantic Ocean. The ocean borders Georgia to the southeast.

Georgia was established in 1732 and became a state in 1788. It was the last of the original 13 colonies and eventually joined in the growing rebellion against Britain. Georgia was named after George II of Great Britain.

There are 5 regional habitats of Georgia. They are the Georgia mountains, Okeefenokee marsh/swamp area, the Georgia coastal region, the Georgia Piedmont, and Atlantic Coastal region.

The capital and largest city in Georgia is Atlanta. The 1996 Olympic Games took place there, and the book and movie Gone with the Wind was set in and around Atlanta in the 1860s. Other big cities in the state include Augusta, Columbus, Savannah, and Macon. Georgia has a total of 159 counties.

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