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Lending Laws of Florida

In Florida, you can borrow up to $500 (exclusive of fees) with a cash advance. Your loan term can be for up to 31 days, but must be no less than seven days. According to the maximum finance rate and fees, you can be charged up to 10-percent of the value of the check, plus a verification fee of up to $5. That means the finance charge for a 14-day loan of $100 would be at most $16.11, and the APR would be no higher than 419-percent.

You are not allowed to extend your cash advance in Florida. That means no rollovers. If you end up defaulting on the loan, the lender is allowed to charge you collection fees equal to the charges imposed on them by financial institutions. The lender is not allowed to pursue criminal action against you.

Florida (FL)

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Florida Cities


Altamonte SpringsApopkaArcadiaAtlantic BeachAuburndaleAvon ParkBartowBelle GladeBelleviewBoca RatonBokeeliaBonita SpringsBoynton BeachBradentonBrandonBranfordBrooksvilleCape CanaveralCape CoralCarrabelleCasselberryChieflandChipleyClearwaterClermontCocoaCoconut CreekCoral GablesCoral SpringsCrestviewCrystal RiverDade CityDaniaDavieDaytona BeachDeerfield BeachDefuniak SpringsDelandDelray BeachDeltonaDoralDundeeEdgewaterEloiseEnglewoodEustisFernandina BeachFort LauderdaleFort MyersFort PierceFort Walton BeachGainesvilleGreenacresGulf BreezeHaines CityHallandaleHallandale BeachHialeahHolidayHollywoodHomesteadHomosassa SpringsHudsonIndian Harbour BeachIndiantownInvernessJacksonvilleJacksonville BeachJasperJensen BeachJupiterKenneth CityKey LargoKey WestKissimmeeLabelleLake CityLake MaryLake ParkLake WalesLake WorthLakelandLantanaLargoLaud LakesLauderhillLeesburgLehigh AcresLive OakLutzLynn HavenMacclennyMadisonMaitlandMargateMariannaMary EstherMedleyMelbourneMerritt IslandMiamiMiami BeachMiddleburgMiltonMiramarN Ft MyersN LauderdaleN Miami BeachNaplesNeptune BeachNew Port RicheyNew Smyrna BeachNorth Fort MyersNorth LauderdaleNorth MiamiNorth Miami BeachNorth Palm BeachNorth PortOakland ParkOcalaOcoeeOkeechobeeOpa LockaOrange CityOrange ParkOrlandoOrmond BeachP C BeachPalatkaPalm BayPalm BeachPalm HarborPalm SpringsPalmettoPalmetto BayPanaceaPanama CityPanama City BeachPembroke PinesPensacolaPerryPinellas ParkPlant CityPlantationPompano BeachPort CharlottePort OrangePort RicheyPort Saint LuciePunta GordaQuincyReddickRiverviewRiviera BeachRockledgeRoyal Palm BeachRuskinSaint AugustineSaint CloudSaint PetersburgSanfordSarasotaSebastianSebringSeffnerSeminoleSouth DaytonaSouth PasadenaSpring HillStarkeStuartSunriseTallahasseeTamaracTampaTavaresTitusvilleVeniceVero BeachVirginia GardensWauchulaWest MiamiWest Palm BeachWestonWhite SpringsWilton ManorsWinter BeachWinter GardenWinter HavenWinter ParkZephyrhills

About Florida

Florida is a state in the southeast United States. It is a peninsula, which means that water surrounds the state on three of four possible sides. To the west is the Gulf of Mexico, to the south is the Florida Straits, and to the east is the Atlantic Ocean. As of 2015, the population of Florida is 20,271,272.

The capital of Florida is Tallahassee, and Jacksonville is the state's largest city. Tallahassee is in the part of Florida called the panhandle, or the narrow part in the northwest. There are other big cities in Florida, like Tampa, Orlando and Miami.

Orlando is home to many amusement and theme parks, like Walt Disney World Resort, Sea World, and Universal Studios. Millions of tourists visit Orlando each year. There is also Busch Gardens in Tampa, which is another tourist attraction.

The oldest city in Florida is St. Augustine, which was founded by the Spanish in 1565. The Kennedy Space Center is on Merritt Island, near Cape Canaveral, on Florida's Space Coast.

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