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Lending Laws of Delaware

In Delaware, the maximum loan amount is $500. Borrowers can actually get up to $1,000 because while the maximum loan amount is set at $500, there is no limit to the number of outstanding loans that you can take out at one time in Delaware, just as long as the total does not exceed $1,000. We don’t recommend taking out multiple cash advances, but the option is there if you need it.

The maximum loan term is 60 days, but you can extend this up to four times. That means you get up to four rollovers on each cash advance. Lenders are not subject to caps on finance rates and fees. Lenders are allowed to require collection fees in Delaware, but the collection fees should not be more than 5-percent of the payment amount. Delaware cash advance lenders are not allowed to pursue criminal charges.

Delaware (DE)

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About Delaware

Delaware is a state in the United States. It is sometimes called the First State because it was the first colony to accept the new constitution in 1787. Its capital is Dover and its biggest city is Wilmington.

Delaware is 96 miles (154 km) long and ranges from 9 miles (14 km) to 35 miles (56 km) across, totaling 1,954 square miles (5,060 km2), making it the second-smallest state in the United States after Rhode Island. Delaware is bounded to the north by Pennsylvania; to the east by the Delaware River, Delaware Bay, New Jersey and the Atlantic Ocean; and to the west and south by Maryland. Small portions of Delaware are also situated on the eastern side of the Delaware River sharing land boundaries with New Jersey. The state of Delaware, together with the Eastern Shore counties of Maryland and two counties of Virginia, form the Delmarva Peninsula, which stretches down the Mid-Atlantic Coast.

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