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Lending Laws of California

In California payday lending is legal. However, much like other states there are strict laws that regulate the practice of payday lending that are in place specifically to protect borrowers from predatory lending. The maximum you can borrow is $300 with a loan term of a maximum of 31 days. Finance charges must not exceed 15% which is equivalent to an APR of 460% for a two-week loan. In California you can only have one loan out at a time, and are not allowed any extensions.

The payday lending industry is increasing in the state of California. There were more than 2,123 payday lenders in the state, as of 2011. The lending industry is growing as a whole throughout the nation and the growth is seen everywhere, even in California. In an internet search early 2017, “payday loans California” turned up 500,000 hits!

California (CA)

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California Cities


AlamedaAlhambraAlta LomaAltadenaAnaheimAndersonAntiochApple ValleyArcadiaArcataArletaArroyo GrandeArtesiaArvinAtascaderoAtwaterAuburnAzusaBakersfieldBaldwin ParkBanningBarstowBay PointBellBell GardensBellflowerBelmontBeniciaBerkeleyBermuda DunesBeverly HillsBig Bear LakeBloomingtonBlytheBrawleyBreaBrentwoodBuena ParkBurbankBurlingameCabazonCalexicoCamarilloCampbellCanoga ParkCanyon CntryCanyon CountryCanyon LakeCapitolaCarlsbadCarmichaelCarsonCaruthersCastro ValleyCathedral CityCeresCerritosChatsworthChicoChinoChowchillaChula VistaCitrus HeightsCity Of IndustryClaremontClearlakeClovisCoalingaColtonColusaComptonConcordCorningCoronaCosta MesaCotatiCovinaCrescent CityCrestlineCucamongaCudahyCulver CityCupertinoCypressDaly CityDelanoDesert Hot SpringsDinubaDowneyDuarteDublinE Rncho DmngzEl CajonEl CentroEl CerritoEl GranadaEl MonteEl SegundoEl SobranteElk GroveEmeryvilleEncinitasEncinoEscondidoEurekaFairfieldFallbrookFolsomFontanaFort BraggFortunaFountain ValleyFreedomFremontFresnoFullertonGaltGarden GroveGarden ValleyGardenaGilroyGlendaleGlendoraGranada HillsGrass ValleyGreenbraeGridleyGrover BeachHacienda HeightsHanfordHarbor CityHawaiian GardensHawthorneHaywardHazardHeberHemetHerculesHesperiaHighlandHollisterHollywoodHuntington BeachHuntington ParkImperial BeachIndioInglewoodIrvineJacksonKing CityKings BeachKingsburgLa HabraLa JollaLa MesaLa MiradaLa PuenteLa VerneLake ElsinoreLake ForestLakeportLakesideLakewoodLancasterLawndaleLemon GroveLemooreLincolnLindsayLivermoreLivingstonLodiLoma LindaLomitaLompocLong BeachLos AlamitosLos AngelesLos BanosLynwoodMaderaMantecaMarinaMarina Del ReyMartinezMarysvilleMaywoodMenifeeMenlo ParkMercedMiddletownMilpitasMission HillsMission ViejoModestoMonroviaMontclairMontebelloMoorparkMoreno ValleyMorgan HillMorongo ValleyMorro BayMountain ViewMurrietaNapaNational CityNewarkNewport BeachNorth HighlandsNorth HillsNorth HollywoodNorthridgeNorwalkNovatoOakdaleOakhurstOaklandOceansideOntarioOrangeOrangevaleOrlandOrovilleOxnardPacificaPacoimaPalm DesertPalm SpringsPalmdalePalo AltoPamonaPanorama CityParadiseParamountPasadenaPaso RoblesPattersonPerrisPetalumaPico RiveraPinolePismo BeachPittsburgPlacentiaPlacervillePleasant HillPomonaPort HuenemePortervillePowayRamonaRancho CordovaRancho CucamongaRancho MirageRed BluffReddingRedlandsRedondo BeachRedwood CityReedleyResedaRialtoRichmondRidgecrestRio LindaRiponRiversideRncho CordovaRocklinRohnert ParkRosamondRosemeadRosevilleRowland HeightsSacramentoSalinasSan BernardinoSan BrunoSan ClementeSan DiegoSan DimasSan FernandoSan FranciscoSan GabrielSan JacintoSan JoseSan Juan CapistranoSan LeandroSan Luis ObispoSan MarcosSan MateoSan PabloSan PedroSan RafaelSan RamonSan YsidroSangerSanta AnaSanta BarbaraSanta ClaraSanta ClaritaSanta CruzSanta Fe SpringsSanta MariaSanta MonicaSanta PaulaSanta RosaSanteeSaratogaSeasideSebastopolSelmaSherman OaksSimi ValleySonoraSouth Dos PalosSouth El MonteSouth GateSouth Lake TahoeSouth San FranciscoSpring ValleyStantonStocktonStudio CitySuisun CitySun CitySun ValleySunlandSunnyvaleSusanvilleSylmarTaftTarzanaTecateTehachapiTemeculaTemple CityThousand OaksTorranceTracyTulareTurlockTustinTwentynine PalmsUkiahUnion CityUplandVacavilleValenciaVallejoValley VillageVan NuysVeniceVenturaVentureVictorvilleVisaliaVistaW HollywoodWalnutWalnut CreekWascoWatsonvilleWest CovinaWest SacramentoWestminsterWestwoodWhittierWillitsWillowsWilmingtonWindsorWinnetkaWoodlandWoodland HillsYorba LindaYrekaYuba CityYucaipaYucca Valley

About California

California is a state in the western United States. It is the third largest state in size. It is the state with the most people living in it. Important cities are Los Angeles, San Diego, San Jose, and San Francisco. The capital is Sacramento. It became a state on September 9, 1850. It is bordered by Arizona to the southeast, Oregon to the north, Nevada to the east and the Mexican state of Baja California to the south.

The cities of Sacramento, Bakersfield, and Fresno are in the Central Valley. The valley has the Sierra Nevada to the east and the Coast Ranges to the west. It is California's single most productive agricultural region and one of the most productive in the world. It produces more than half the fruit, vegetables and nuts grown in the United States. More than seven million acres (28,000 km2) of the valley are irrigated by an extensive system of reservoirs and canals.

California is a big power in American culture as well as the business life of the nation. Many of the great changes in technology and law came from California, and the state pays more to the U.S. government than it gets back. It also has some of the country's largest cities, such as Los Angeles, San Diego, San Jose, and San Francisco.

Over 30000+ California People using BRiLOANS for their emergency needs.